Our Team

Dennis Williams

Williams Suncoast Insurers, LLC

Dennis Williams, a Florida native residing the last 9 years in The Villages area, has an extensive business background. Dennis worked in the construction industry for a number of years and developed his expertise in project management. He became a general contractor and opened his first firm in Jacksonville, FL in the late 1980’s.  In 1993 he broadened his considerable music talents to include study at Southwestern Baptist Theological Seminary while serving as a Minister of Music in Fort Worth, Texas.  In 1996, Dennis graduated with a Master of Music degree.

He returned to his native Florida and served several churches in full-time ministry from 1996 to 2007. He was ordained to the gospel ministry in 2005.  During this time he furthered his business skills as owner of a company specializing in commercial door installation.  In 2007, Dennis became a licensed state insurance agent in the State of Florida for Life, Health and Annuitites.  He, along with his wife, Pam, opened the doors to Williams Suncoast Insurers, LLC in March of 2008.

Dennis holds a Series 65 license, has completed coursework toward his LUTCF and is currently pursuing his Series 7 license. Dennis is a member of the Million Dollar Round Table, affiliated with National Association of Insurance and Financial Advisors and is a board member in the local NAIFA Ocala chapter. He attends numerous continuing education seminarsand conferences during the year. Because of his experience in the service industry and as a business owner, he is uniquely qualified to understand the needs of his clients.

 Dennis has been married for 34 years, has 3 adult children and 9 grandchildren. He is an active member of Olivet Baptist Church in Ocala, FL and actively supports charitable causes such as Autism Speaks and The MS Society.  As the grandfather of an autistic child, he understands the value of family financial planning.

Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance product sales, including annuities, life insurance, and long term care insurance or broker dealer services. Advisory clients are charged a quarterly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. IAR is also a licensed insurance agent. In this capacity, IAR may offer fixed life insurance products and receive normal and customary commissions. The client is under no obligation to purchase products through IAR on a commissionable basis. In addition, IAR may receive other compensation such as fixed or variable life trails. The potential for receipt of commissions and other compensation when IAR acts as an insurance agent may give IAR an incentive to recommend insurance products based on the compensation received.

The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk based products like life insurance, disability and long term care. Annual qualification requirements include demonstrating a set annual production requirement and agreeing to a code of ethics, but is not based on client experience or performance. For more information regarding the Million Dollar Round Table eligibility, please see https://www.mdrt.org/membership/requirements/. Membership in no way constitutes an endorsement from Million Dollar Round table or any client.

Pam Williams

Williams Suncoast  Insurers, LLC

Pam Williams, a native of Rome, GA is proud to be a “Florida Transplant” for most of the last 34 years.  She earned a Bachelor of Music Education degree from Berry College in 1977.  Pam has an extensive background in education as an elementary/secondary classroom teacher, elementary music teacher and in leading and directing children’s choirs. She has taught in public, private and parochial schools in Georgia, Florida and Texas. She began her career as a special education teacher in Chipley, FL for the Association of Retarded Citizens in 1978 shortly after she and husband Dennis were married.  In 1979, Pam began her most important career as the mother of her son Christopher and later daughters Tracey and Kelley.  She was a “stay-at-home” mother, private piano instructor, an educational seminar leader and part-time children’s choir coordinator for the next fourteen years.  She also assisted her husband Dennis as office manager for his construction company.

In 1993 when her family to Fort Worth, TX for her husband to attend Southwestern Baptist Theological Seminary, she returned to teaching and assisting in his ministry as church pianist and children’s choir director. In 1995 she joined the staff of Southwestern Seminary as the Secretary to the Dean of the School of Music.  In 1997, the family returned to Florida where Pam continued her career in education and becoming a freelance writer for several publications of Lifeway Christian Resources.  Pam has taught at numerous conferences for children’s choir leadership throughout the US and in 2006 in Kuala Lumpur, Malaysia and Sydney, Australia.  She actively teaches summer music camps for older elementary music students in Florida and Alabama and continues her work in the state and local music ministries of her church.  Her great joy is spending time with the children God puts in her life including her nine grandchildren.

In 2007, Pam joined Dennis in his business as a licensed agent primarily advising Medicare beneficiaries regarding their health insurance options and choices. As a Managing Member of Williams Suncoast Insurers, she is responsible for administrative functions, database support and marketing in addition to her role as agent.  Her voice will welcome you when you call.